One membership that protects and supports your team.
Live Well USA brings identity protection, legal resources, travel savings, group-rate life insurance access, and a healthy-living app together in a single membership for your employees and their families.
What it is
Live Well USA is a lifestyle and protection membership. It pulls several everyday protections and perks into one place, so your employees do not have to shop for them, pay for them, and manage them one at a time.
What is included
- Identity and financial protection: real-time credit alerts, identity theft insurance, Social Security number and credit monitoring, and fraud restoration support. Protection extends to the member and up to seven family members.
- Legal resources: access to legal help and document resources for everyday situations.
- Travel savings: member rates on hotels, rental cars, and more.
- Group-rate life insurance access: life insurance offered at group rates to members.
- Healthy-living app: recipes, workout routines, habit tracking, and daily motivation.
- Medical-travel savings: a discount on medical-travel plan pricing.
Who can use it
The employee and their family. Identity protection alone extends to the member and up to seven family members.
Note: Tax benefits stem from the structure of the Self-Insured Medical Reimbursement Plan, which uses pre-tax funding. Employers benefit from reduced FICA taxes, while employees only realize tax advantages if they actively participate in the plan and earn the reimbursement after-tax. Without participation, any reimbursement becomes taxable, negating the financial benefit.
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