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How Employers Benefit

BizPower Benefits helps enhance employee benefits and improve benefit participation —all without increasing costs or affecting existing insurance.

Let’s break it down simply and clearly.

What Is a Section 125
Cafeteria Plan?

A Section 125 Plan—often called a “Cafeteria Plan”— was a part of the Revenue Act of 1978, which approved employees to use pre-tax dollars for eligible medical expenses. This results in a reduction in taxable income. BizPower Benefits' Integrated Health Care Plan leverages this structure to provide benefits to the employee.

Here’s what that means in action:

  • Lower taxable income for employees
  • Reduced liability for employers
  • No impact to take-home pay

Real Benefits for Employers

Every time an employee sets aside pre-tax dollars through a BizPower SIMRP (Self-Insured Medical Reimbursement Plan), the employer benefits from a healthier and happier workforce.

What You Can Expect:

  • Reduced absenteeism and increased productivity.
  • Enhanced employee benefits without added costs.
  • Lower healthcare-related expenses and higher workforce retention.

Note: Tax benefits stem from the structure of the Self-Insured Medical Reimbursement Plan, which uses pre-tax funding. Employers benefit from reduced FICA taxes, while employees only realize tax advantages if they actively participate in the plan and earn the reimbursement after-tax. Without participation, any reimbursement becomes taxable, negating the financial benefit.

How Employees Save Too

Most benefit programs take money out of your budget. This one puts it back in. BizPower Benefits' Integrated Health Care Plan doesn't reduce take-home pay—rather, it increases value to your team.

Here’s what employees gain:

  • Better health management and fewer preventable illnesses.
  • Affordable access to essential wellness services.
  • Higher morale and job satisfaction.
  • Access real wellness tools and support

Why These Savings Matter Now

In today’s economy, businesses need smarter ways to keep employees—and employees are looking for meaningful, low-cost benefits that work.

BizPower Benefits delivers both:

  • Immediate savings on every payroll cycle
  • A high-value benefit suite that improves engagement
  • No change to your health plan or broker relationships

We work directly with your CPA to ensure your plan is solid from day one.

Let’s Talk About Your Savings

Whether you have 20 employees or 20,000+, BizPower Benefits can help you:

Improves health outcomes through early intervention.

Reduces unnecessary healthcare costs for employees and employers.

Leverages pre-tax funding to enhance access to personalized, voluntary benefits.

Ready to see what BizPower Benefits can do for your business?

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What Our Clients Say

“We had cut some of our benefits to our health insurance benefits for our employees... we were able to come back and offer some of those benefits.”

— Pastor, Non-Profit/Religious Organization

“If you’re considering ways to enhance your benefit strategy without increasing costs—or if you're looking for a way to create value that your employees will truly notice—I highly recommend taking a close look at a SIMRP.”

— CEO, Medical Group

Ready to Stop Overpaying for Benefits?

Let’s unlock those savings—and support your team in the process.

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