Your employees, their spouses, and their dependents can speak with a medical provider any time, for everyday health needs and ongoing care, through the employee technology portal.
The Employer Sponsored Preventive Access (ESPA) plan simplifies how your employees and their families may access virtual primary care, any time, by phone, video, or app. From everyday illness to ongoing chronic care, qualified expenses are reimbursable under the ESPA, with no insurance billing.
Virtual primary care is ongoing access to a medical provider for non-emergency health needs, without leaving home or work. Employees may use it for common illness, follow-ups, prescriptions, health questions, and managing an ongoing condition. It is available through the employee technology portal, 24/7.
With 24/7 access through the employee technology portal, employees and their families can receive timely care, guidance, and support whenever they need it.
For an employee managing high blood pressure, diabetes, or a thyroid condition, virtual primary care provides regular check-ins, medication questions, and a plan, without booking a separate visit each time. When lab monitoring is needed, a provider can order it, and prescribed labs from the included list can be repeated as often as medically necessary.
When a member needs local or in-person care, the service helps find the provider that fits their needs, prepares them for the visit, and provides billing and insurance support along the way.
Virtual primary care extends to the whole family, 24/7. The enrolled employee, their spouse, and their dependents may all access it through the employee technology portal.

The member opens the employee technology portal and requests a visit.

They speak with a medical provider by phone, video, or app, any time of day.

The provider helps with the issue, sends a prescription if needed, or arranges follow-up.

For local care, the service helps find the right provider and prepares the member for the visit.
Everyday illness, prescriptions and refills, health questions, ongoing chronic conditions, health assessments, and help finding local care when it is needed.
Yes, when it is appropriate. The provider can send a prescription for common conditions to the employee’s pharmacy.
Yes. Members may reach a provider any time, day or night.
Yes. It extends to the enrolled employee, their spouse, and their dependents.
Primary care is for ongoing and everyday health needs and managing conditions over time. Urgent care is for issues that need prompt attention but are not emergencies. The plan includes both.
Qualified expenses are reimbursable under the ESPA, with no insurance billing, and employee take-home pay does not change.
Note: Tax benefits stem from the structure of the Self-Insured Medical Reimbursement Plan, which uses pre-tax funding. Employers benefit from reduced FICA taxes, while employees only realize tax advantages if they actively participate in the plan and earn the reimbursement after-tax. Without participation, any reimbursement becomes taxable, negating the financial benefit.
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